Sustainable investing advice shouldn’t be expensive or hard to get. That’s why we never charge loads or commissions and offer two ways to get expert fiduciary advice.

Personal Advisor
Partner with your own personal advisor and experience a portfolio that’s built and managed just for you. This institutional level service features institutional class pricing, tax-advantaged strategies, enhanced asset protection, and ongoing one-on-one live support whenever you need it.

• Advisor Minimum = $500,000
• Management Fee (tiered) = 0.20% to 1.10%

EarthFolio
Our online portfolios make sustainable investing more accessible than ever. Simply answer a few online questions, and we’ll provide you an instant recommendation. Our electronic account opening takes just minutes, then going forward, we’ll automatically rebalance and update your portfolio.

• Online Minimum = $25,000
• Management Fee = 0.50%

Compare our two services

Each account we manage is custodied by Charles Schwab & Co., Inc. (“Schwab”), one of the largest discount brokerage firms and member of the Securities Protection Corporation or SIPC which provides securities protection up to $500,000. For more information, visit SIPC.org.

In addition to SIPC, Schwab clients receive an extra level of coverage through "excess SIPC" insurance protection for securities and cash. This helps ensure claims will be covered in the event of a brokerage firm failure and funds covered by SIPC protections are exhausted. Schwab's Excess SIPC program has a $600 million aggregate. Commodity interests, futures contracts and cash in futures accounts are not protected by SIPC.

Although markets have steadily risen over the long-term, it’s also true that markets can be unpredictable and inflict painful losses, particularly on those trying to anticipate their movements.

We don’t speculate with your hard-earned money. We use time-tested research to build resilient portfolios that have weathered tech bubbles, recessions, and even pandemics. Just as importantly, we empower you with knowledge to stay on track no matter the circumstances.

HOW WE INVEST IN YOUR SUCCESS:

	Proper Expectations To know where you’re headed we’ll...
show you how stocks and bonds have historically performed. determine the optimal time frame to reach your desired goal. prepare you for market downturns and show you what to do.

	Portfolio Construction To perform efficiently we’ll…
select investments that provide diversification and work together. find the optimal balance to maximize growth and minimize risk. manage the portfolio to reduce the impact of taxes and inflation.

	Smart Choices To provide financial peace of mind we’ll…
put a plan in place that can navigate changing market conditions. provide accountability and perspective when you feel uncertain. teach you proactive ways to continually improve as an investor.

EarthFolio is a series of online portfolios managed by Blue Marble Investments. Built on the same platform as our institutional portfolios, EarthFolio is designed for clients seeking a more automated online experience but with the same sustainability and fiduciary standards as our traditional ESG portfolios. To learn more, visit www.earthfolio.net .